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Frequently Asked Questions

About Structured Settlements


• What are the different definitions of a structured settlement?

• In what situations are structured settlements used?

• What are the primary benefits of a structured settlement?

• What is the Periodic Payment Settlement Act?

• What is the guarantee for rate of return on structured settlements?

• Can a structured settlement be used as collateral for a loan?

• Is it better to accept scheduled payments over a long period or one lump sum of money?

• Why do people receive only a percentage of the gross proceeds?

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Buying And Selling Settlements

Most people have heard this phrase but when asked what these settlements are, and what they mean, not many can provide a detailed answer. In short, structured settlements are a type of insurance payment a person received in compensation for some type of personal injury. Overall, structured settlements offer incredible benefits but as with most things in life, a few pitfalls should be understood. Although not everyone would need to understand structured settlements, if you are one that does, the information we provide can help. READ MORE

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